BimaAsk
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बीमा, आसान भाषा में

Know your insurance premium in 60 seconds.

Free estimates for LIC & life plans, health and vehicle insurance. Compare, understand what you're paying for, and talk to an advisor only if you want to.

100% free, no obligation No spam calls IRDAI-registered partners [REG. NO.]

Quotes from insurers we work with

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Three calculators. Plain answers.

Move a few sliders, see what cover should cost, and understand why. No login, no phone number up front.

Life & LIC plans

Term cover, endowment and money-back plans. See how age, cover amount and policy term change your yearly premium.

  • How much cover do I really need?
  • Term vs savings plan, side by side
Open life calculator

Health insurance

Cover for yourself, your spouse, kids and parents. See how city, ages and sum insured shape the premium.

  • Family floater or separate plans?
  • Senior-citizen cover for parents
Open health calculator

Car & bike insurance

Third-party or comprehensive. See how IDV, engine size, vehicle age and your no-claim bonus affect renewal cost.

  • Is zero-depreciation worth it?
  • Renewal reminders before expiry
Open vehicle calculator

Plan finder

Start with what you're saving for

Pick a goal and we'll shortlist the plan types that fit your age and income, before you look at a single policy name.

My goal is…

Usually a good fit: {{ goalFit }}

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See matching plans & premiums

More tools & plain-language guides

Short reads that answer the questions people search for, written to help you decide.

Browse all guides →
CalculatorMaturity value calculatorWhat a savings plan could pay back at the end, with bonuses. CalculatorPension & annuity calculatorTurn a lump sum into a monthly income after retirement. CalculatorPolicy returns (IRR) checkerFind the real yearly return on a traditional plan. Guide · LifeSurrendering a policy early: what you get backHow surrender value works, and when it's worth keeping a plan. Guide · HealthWaiting periods, co-pay and room-rent limitsThe fine print that decides how much a claim actually pays. Guide · MotorKeeping your no-claim bonus when you switchTransfer your NCB to a new insurer, or a new vehicle.

How Bimaask works

01

Estimate

Use a calculator to see what your premium should roughly be. No sign-up needed.

02

Ask

Like the number? Ask for exact quotes. Share your name and mobile once, verified by OTP.

03

Compare & buy

A licensed advisor calls you at your chosen time with quotes from several insurers. You decide.

Insurance advice without the pressure

We built Bimaask for people who want to understand a policy before someone tries to sell it to them.

Estimate first, details later

You see a number before we ask for a phone number.

One call, at your time

Pick a slot. We never sell your number to call centres.

Several insurers, one advisor

Compare across [N] partner insurers instead of one agent's list.

Help at claim time

Your advisor stays your contact after you buy.

Questions people ask

How accurate are the estimates?

They are indicative ranges based on typical rates. Your final premium depends on the insurer's underwriting, medical history and policy features.

Is Bimaask free to use?

Yes. Calculators and advice are free. [Explain how Bimaask is paid, e.g. by insurers.]

Will I get spam calls after I share my number?

No. One advisor contacts you at the time you choose. You can opt out any time.

Can I buy an LIC policy through Bimaask?

[Confirm partnership status before launch.]

Not sure where to start?

Tell us when to call. A licensed advisor will walk you through your options.

Book a free callback