What do you want to insure?
Pick one. You'll get an estimate before we ask for any details.
Three calculators. Plain answers.
Move a few sliders, see what cover should cost, and understand why. No login, no phone number up front.
Life & LIC plans
Term cover, endowment and money-back plans. See how age, cover amount and policy term change your yearly premium.
- How much cover do I really need?
- Term vs savings plan, side by side
Health insurance
Cover for yourself, your spouse, kids and parents. See how city, ages and sum insured shape the premium.
- Family floater or separate plans?
- Senior-citizen cover for parents
Car & bike insurance
Third-party or comprehensive. See how IDV, engine size, vehicle age and your no-claim bonus affect renewal cost.
- Is zero-depreciation worth it?
- Renewal reminders before expiry
Plan finder
Start with what you're saving for
Pick a goal and we'll shortlist the plan types that fit your age and income, before you look at a single policy name.
My goal is…
Usually a good fit: Term plan
Highest cover for the lowest premium. Pair it with your own investments.
More tools & plain-language guides
Short reads that answer the questions people search for, written to help you decide.
How Bimaask works
Estimate
Use a calculator to see what your premium should roughly be. No sign-up needed.
Ask
Like the number? Ask for exact quotes. Share your name and mobile once, and an advisor calls when you ask.
Compare & buy
A licensed advisor calls you at your chosen time with quotes from several insurers. You decide.
Insurance advice without the pressure
We built Bimaask for people who want to understand a policy before someone tries to sell it to them.
Estimate first, details later
You see a number before we ask for a phone number.
One call, at your time
Pick a slot. We never sell your number to call centres.
Several insurers, one advisor
Compare plans from several insurers instead of one agent's list.
Help at claim time
Your advisor stays your contact after you buy.
Questions people ask
How accurate are the estimates?
They are indicative ranges based on typical rates. Your final premium depends on the insurer's underwriting, medical history and policy features.
Is Bimaask free to use?
Yes. Calculators, guides and advisor calls are free for you. We're paid a commission by our licensed insurance partners when a policy is bought through our advisors, so you never pay us a fee.
Will I get spam calls after I share my number?
No. One advisor contacts you at the time you choose. You can opt out any time.
Can I buy an LIC policy through Bimaask?
Our calculator estimates premiums for LIC-style plans, and an advisor can explain how they compare with term and other options. Which plans you can buy through us depends on our partners, so ask on your call. BimaAsk is not affiliated with Life Insurance Corporation of India.
Not sure where to start?
Tell us when to call. A licensed advisor will walk you through your options.